Efficient billing & premium management for insurance companies

Insurance companies manage complex premium structures, compliance demands, and customer retention issues. Billogram streamlines payment flows, reduces administrative costs, and enhances the policyholder experience.

Customer churn & low renewal rates – Often caused by payment difficulties and lack of proactive communication.

Complex premium management – Managing fixed, variable, and installment-based premiums requires flexibility.

Multi-policy & corporate billing – Consolidating multiple policies into a single, clear invoice for individuals & businesses.

Digital transformation – Modernizing billing and payments without disrupting existing infrastructure.

Automated payment flows – Seamlessly manage recurring premiums, whether monthly, quarterly, or annually — including mid-term policy changes, adjustments, and installment plans.

Personalized customer experience – Provide clear, easy-to-understand invoices and policy updates via email, SMS, or self-service portals to reduce billing-related inquiries.

Scalable technology – Adapt the platform to support multi-policy and group billing, enabling consolidated invoices for individuals and corporate clients.

Seamless integration – Connect Billogram with policy management, claims, and accounting systems via API, ensuring billing accuracy and compliance.

Regulatory compliance & multi-market support – Ensure billing adheres to insurance regulations across different countries, with multi-currency and multilingual capabilities.

Insight-driven optimization – Use payment data to track payment behaviors, predict late renewals, and proactively prevent churn.

75% digital conversion – A leading insurer increased digital invoicing & direct debit adoption.

80% fewer customer service inquiries – A seamless invoicing process improved both customer satisfaction and internal efficiency.

Higher payment rates – Smart reminder flows and flexible payment options reduced late payments.

Lower administrative costs – Automation reduces manual processing & support overhead.

Higher policyholder retention – Seamless billing & proactive communication improve customer loyalty.

Stronger financial insights – Data-driven optimization helps predict & reduce churn.